Financial Services Associate

London – £106,000 - £110,000

A standout opportunity for a Financial Services Associate 2-5 PQE to join one of the UK’s strongest and most highly ranked retail financial services teams — a group known nationally for industry-leading expertise, household-name clients and some of the most interesting consumer finance work in the market.

If you want top-quality regulatory work, a supportive national team, and a genuinely positive culture without sacrificing progression, this role is absolutely worth a look.

Why this team?

• One of the few UK-wide Chambers-ranked Consumer Finance teams
• Work with major banks, lenders, fintechs, and household-name retail finance providers
• Complex, high-value regulatory matters with real client impact
• A national team of well-known industry experts
• High trust, high autonomy — but with full support behind you
• A collaborative culture with excellent training and flexibility

This is the ideal environment for someone who wants to build deep Financial Services expertise while remaining part of a friendly, grounded and ambitious team.

The Role You’ll sit within a specialist national Financial Services group, working with leading partners and advising major brands on a broad range of regulatory matters. Expect to:

• Advise on the Consumer Credit Act, regulated lending, and retail credit products
• Draft and review regulated consumer credit documentation
• Guide clients through FCA authorisations, permissions and perimeter issues
• Advise on FSMA, the FCA Handbook, SM&CR, and appointed representative arrangements
• Support clients with outsourcing, compliance frameworks, governance and oversight
• Work on matters involving payment services and e-money
• Manage client relationships and supervise junior team members
• Lead on client delivery, with scope to contribute to BD and thought leadership

You’ll be trusted early, encouraged to shape client relationships and have full visibility across the team and its strategic direction.

What You’ll Need

• 2-5 PQE in Financial Services, regulatory, commercial or consumer finance work
• Strong understanding of:
  
  • Consumer Credit Act 1974
  • FSMA 2000
  • FCA Handbook
• Experience drafting regulated finance documents
• Confidence advising on regulatory perimeter issues, authorisations and compliance
• Interest in consumer finance, fintech, payments, and retail financial services
• Ability to manage client relationships and support juniors

If you’ve worked with consumer lenders, banks, fintechs or regulated businesses, you’ll hit the ground running.

The Team You’ll be joining a national, fully integrated group.

You’ll work closely with several well-known specialists in the retail finance space, gaining real access to expertise and genuine career mentorship.

The Culture & Firm

You’ll be joining a modern, values-led firm known for:

• Excellent service and incisive thinking
• Supportive, collaborative teams
• A genuinely people-first culture
• Award-winning training and development
• Market-leading benefits and work/life balance

This is a national firm with a reputation for empowering people to progress, grow and build long-term careers.

Interested? If you're exploring new opportunities, open to a confidential conversation, or curious how this team compares to your current role, feel free to reach out. Dalton@douglas-scott.co.uk